Disburse funds to vendors, freelancers, employees, and customers 24x7 — even on bank holidays. Single or bulk payouts via one API.
Pay your suppliers, distributors, and partners on time — every time. Schedule payments in advance or trigger via API.
Disburse earnings to gig workers, delivery partners, and freelancers daily, weekly, or on-demand.
Instant refunds to customer bank accounts or UPI IDs — no waiting for T+5 card refund cycles.
Disburse cashback, referral bonuses, and loyalty rewards directly to user wallets or bank accounts.
Pay salaries to hundreds of employees in one click. NEFT, IMPS, and UPI supported.
Fast, compliant claim disbursements with full audit trail and penny-drop verification.
| Mode | Speed | Availability | Limit | ZingPay Fee |
|---|---|---|---|---|
| UPI | Instant (<10s) | 24x7, 365 days | Up to ₹1L/txn | ₹2 flat |
| IMPS | Instant (<30s) | 24x7, 365 days | Up to ₹5L/txn | ₹5 flat |
| NEFT | 30 min batches | Business hours | No limit | ₹2.50 flat |
| RTGS | Real-time | Business hours | Min ₹2L | ₹25 flat |
| Wallet | Instant | 24x7 | Up to ₹10K | ₹1 flat |
Upload a CSV or call our API to disburse to thousands of beneficiaries in one shot. Progress tracked in real-time.
Validate bank accounts before adding them as beneficiaries. Eliminate failed transactions due to wrong details.
Dual approval for large payouts. Set transaction limits per team member. Full audit log.
Auto-generate TDS reports, Form 26Q data, and reconciliation statements for your accounts team.
const payout = await client.payouts.create({
account_number: '9876543210123456',
ifsc: 'HDFC0001234',
amount: 500000, // ₹5,000 in paise
currency: 'INR',
mode: 'IMPS',
purpose: 'vendor_payment',
narration: 'Invoice #INV-2026-001'
});
console.log(payout.status); // 'processing' → 'processed'curl -u zp_live_KEY:SECRET \
-X POST https://api.zingpay.online/v1/payouts \
-H "Content-Type: application/json" \
-d '{
"account_number": "9876543210123456",
"ifsc": "HDFC0001234",
"amount": 500000,
"currency": "INR",
"mode": "IMPS",
"purpose": "vendor_payment"
}'