India's fastest
payment gateway.

Accept UPI, cards, wallets, and international payments with a single integration. T+1 settlement. 99.9% uptime.

From integration to first payment
in under 30 minutes

01

Sign Up & KYC

Create your account, submit business documents. KYC is verified within 1โ€“2 business days โ€” fully online.

02

Integrate in Minutes

Use our pre-built checkout, REST APIs, or drop-in plugins for Shopify and WooCommerce. SDKs for 8 languages.

03

Go Live & Get Paid

Switch from sandbox to live with one config change. Settlements hit your bank account by T+1.

150+ payment options.
One integration.

๐Ÿ“ฑ

UPI & UPI AutoPay

Google Pay, PhonePe, Paytm, BHIM, and all UPI handles. Zero MDR on UPI.

๐Ÿ’ณ

Credit & Debit Cards

Visa, Mastercard, RuPay, Amex โ€” domestic and international, with tokenisation support.

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Net Banking

100+ banks supported. Flat โ‚น5 per transaction โ€” no percentage fee.

๐Ÿ‘›

Wallets

Paytm, Mobikwik, Freecharge, JioMoney, and 10+ more wallets.

๐ŸŒ

International Cards

Accept payments from 150+ countries. Auto FX conversion at live rates.

โณ

Pay Later / EMI

No-cost EMI on 15+ banks. Pay-Later options via Simpl, LazyPay, ZestMoney.

Enterprise power.
Startup simplicity.

๐Ÿš€

Smart Checkout

Hosted, pre-built checkout that loads in under 500ms. Pre-filled customer details, saved cards, one-tap UPI. Boosts conversion by up to 30%.

๐Ÿ”’

3D Secure 2.0

Frictionless authentication for low-risk transactions. Challenge flow only when needed. Reduces drop-offs while maintaining security.

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AI Fraud Detection

Real-time ML models flag suspicious transactions before they complete. Custom rules engine for your business type.

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Real-Time Dashboard

Live transaction feed, payment split analytics, failure reason analysis, GST-ready reports, and one-click reconciliation.

๐Ÿ””

Webhooks & Alerts

Instant notifications for every event โ€” payment success, failure, refund, chargeback. Retry logic built-in.

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Auto Invoicing

GST-compliant invoices auto-generated for every transaction. Bulk export for your CA. Integrated TDS handling.

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T+1 Settlement

Funds in your bank account by next business day โ€” no delays. Instant settlement also available at 0.25% extra.

๐Ÿ”Œ

No-Code Plugins

Shopify, WooCommerce, Magento, PrestaShop, OpenCart, and Wix plugins โ€” install in one click, no developer needed.

We welcome businesses
others turn away.

ZingPay is one of the few Indian gateways with dedicated high-risk merchant support. If your business has been rejected elsewhere, talk to us.

๐ŸŽฎ

Gaming & Fantasy Sports

Real-money gaming, fantasy sports, and skill-based platforms. Compliant payment flows with RBI guidelines.

๐Ÿ’Š

Nutraceuticals & Supplements

Health supplements, wellness products, and alternative medicine platforms with proper documentation.

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Forex & Crypto Adjacent

SEBI-registered investment platforms, currency exchange, and fintech with proper licensing.

๐ŸŽ“

Ed-Tech & Coaching

High-ticket coaching, test prep, and certification platforms with recurring billing.

Apply as High Risk Merchant

Start accepting payments today

No setup fees. No annual fees. Go live in under 30 minutes.