We got tired of paying 2%+ on every UPI transaction. So we built something better.
In 2022, our founders were running an e-commerce startup and paying ₹3–4 per UPI transaction to legacy gateways. Every paisa mattered. So we asked a simple question: why should a payment gateway charge more than it costs to process the transaction?
We built ZingPay to answer that question — a payment gateway that combines enterprise-grade infrastructure with startup-friendly pricing. No annual fees. No setup costs. No hidden charges buried in the fine print.
Today, ZingPay is trusted by over 10,000 merchants across India — from solo founders to ₹100Cr+ enterprises — processing over ₹500 crore every month.
Founded in Bangalore. First 100 merchants onboarded.
Launched UPI AutoPay & Payout APIs. Crossed ₹100Cr monthly GMV.
PCI DSS Level 1 certified. International payments launched. 5,000+ merchants.
10,000+ merchants. ₹500Cr+ monthly GMV. Expanding to SEA markets.
Every rate, every fee, every policy — published openly. No sales calls required to find our pricing.
PCI DSS Level 1 compliance, 3D Secure 2.0, AI-powered fraud detection. We protect your money like it's ours.
T+1 settlements, sub-2s payment processing, and a checkout that loads in under 500ms on 2G connections.
Every product decision starts with one question: does this help our merchants make more money?
A team of fintech veterans, engineers, and ex-founders who've built and scaled payment systems across India.
Ex-Razorpay, IIT Delhi. Built payment infrastructure used by 50,000+ merchants.
Ex-PhonePe, IIT Bombay. Architected UPI at scale. 8+ years in fintech engineering.
Ex-HDFC Bank, PCI QSA certified. Ensures every transaction meets the highest security standards.
Onboarded 3,000+ merchants. Believes every business deserves a payment partner, not just a vendor.
Highest level of payment card industry certification.
Fully compliant with Reserve Bank of India payment aggregator guidelines.
Bank-grade encryption on every transaction and data transfer.
Certified by National Payments Corporation of India for UPI processing.