ZingPay powers 10,000+ merchants with lightning-fast UPI, card, and international payments — settled in T+1. No setup fees. No surprises.
From UPI to international cards — ZingPay has you covered across every payment method Indians actually use.
See how ZingPay compares against the competition. We believe in honest pricing that scales with your business.
| Payment Method | ZingPay | Razorpay | Cashfree | PayU |
|---|---|---|---|---|
| UPI | 0% | 0% | 0% | 0% |
| Debit Cards | 0.75% | 2% | 1.6% | 1.8% |
| Credit Cards | 1.75% | 2% | 1.95% | 2% |
| Net Banking | ₹5 flat | ₹15 | ₹10 | ₹12 |
| International | 2.5% | 3% | 3% | 3%+ |
| Settlement | T+1 | T+3 | T+1 | T+3 |
| Setup Fee | ₹0 | ₹0 | ₹0 | ₹0 |
| Annual Fee | ₹0 | ₹0 | ₹4,999 | ₹3,000 |
* Rates are indicative. GST applicable. Contact us for custom enterprise pricing.
Funds in your account the next business day — no waiting, no excuses. Instant settlement also available.
Bank-grade encryption and PCI DSS Level 1 compliance keeps every transaction safe and fraud-protected.
Pre-filled forms, saved cards, and one-tap UPI — our checkout boosts conversion by up to 30%.
Accept payments in 100+ currencies from customers worldwide. Auto-conversion at live exchange rates.
Pay vendors, freelancers, or customers instantly — 24x7, even on bank holidays. Bulk payout API included.
Live dashboards, payment split reports, failure analysis, and GST-ready invoicing — all in one place.
UPI AutoPay and recurring card billing for SaaS, EdTech, insurance, and lending platforms.
Clean REST APIs, SDKs for Node, Python, PHP, Java, and no-code plugins for Shopify, WooCommerce, and more.
ZingPay lets Indian businesses accept payments from 150+ countries. Multi-currency settlements, automatic FX conversion, and built-in fraud filters — all in one integration.